PT CFO

Medicare rates dropped again. What is your plan?

Strategic financial guidance for PT practice owners facing reimbursement pressure, staffing decisions, and growth opportunities.

Take the 4-Minute Financial Assessment →

A 4-minute test your accountant hopes you skip.

At a glance

InvestmentStarting at $4,000/mo
Contract1-year, billed monthly
IncludesMonthly CFO meeting + full financial package
Add-onsValuation, expansion modeling, payer negotiation support

Is This Right for You?

This service is for physical therapy practice owners facing these challenges:

Medicare reimbursements keep dropping and you do not have a plan for what happens when they drop again
You want to open a third location but cannot tell if your first two are actually performing well enough to justify it
A hospital system approached you about acquisition and you have no clue what a fair price looks like
Your staffing model feels wrong (too many therapists some days, not enough others) but you are guessing at scheduling
You know telehealth could be a revenue line but cannot model whether the margins work

Need accurate books first? Our Accounting service for physical therapy practices may be a better starting point.

What's Included

How a Fractional CFO Works for Physical Therapy Practices

PT-specific strategic leadership that goes beyond reporting.

01

Growth & Expansion Modeling

  • New clinic feasibility with patient volume projections
  • Break-even timeline by location type (urban vs suburban)
  • De novo vs acquisition analysis
  • Telehealth revenue line modeling
02

Payer Strategy & Reimbursement Planning

  • Medicare rate change impact modeling
  • Payer contract renegotiation data packages
  • Cash-pay program development and pricing
03

Staffing & Compensation Optimization

  • PT vs PTA utilization modeling
  • Productivity-based compensation design
  • Staffing ratio optimization by patient volume
  • Recruitment cost and turnover impact analysis
04

Valuation & Exit Planning

  • Practice valuation with PT-specific multiples
  • Hospital system acquisition negotiation support
  • Partner buy-in/buy-out structuring

Results

What Physical Therapy Practices Experience

MetricTypical Outcome
Revenue recovered$223,000 from productivity improvements and billing corrections
AR reduction$142,000 collected from aged workers comp claims
Location 3 turnaroundFrom -$4,200/mo to +$2,800/mo in 5 months

Case Study

See The System In Action

6-therapist PT practice, three locations, mix of orthopedic and sports rehab. Revenue grew 22% over two years after adding a third location, but profit actually declined. The owner was working more and earning less.

What we found:

  • Two therapists were averaging 7.5 visits per day against a target of 10, costing $198K in unrealized revenue annually
  • Workers comp claims were sitting an average of 97 days in AR. $142K was collectible but had not been followed up on
  • The third location was running at 58% capacity but carrying full staffing costs, losing $4,200 per month
  • The practice was not billing for re-evaluations, leaving an estimated $38K per year uncollected

The results

$223,000 from productivity improvements and billing corrections

Revenue recovered

$142,000 collected from aged workers comp claims

AR reduction

From -$4,200/mo to +$2,800/mo in 5 months

Location 3 turnaround

I thought I had a revenue problem. Turns out I had a visibility problem — I just could not see where the money was stuck.

Practice Owner, Mid-Atlantic

Think your physical therapy practice has similar potential?

Common Questions About Fractional CFO for Physical Therapy Practices

Stop guessing. Start leading your physical therapy practice with data.

Take the 4-minute financial assessment—and find out if your physical therapy practice is ready for strategic CFO leadership.

Take the Financial Assessment →

The test your accountant hopes you skip.